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Personal Finance and Money Management 39- Major Types of Registered Retirement Income Fund

Personal Finance and Money Management 39- Major Types of Registered Retirement Income Fund Remember that the government only represents about 30% of our retirement income, the company retirement pension plan offers another 30 % and many of us do not have one. It is up to individuals to invest wisely short and long term in [...]

Personal Finance and Money Management 40-registered Retirement Income Fund or Annuity

Personal Finance and Money Management 40-registered Retirement Income Fund or Annuity Remember that the government only represents about 30% of our retirement income, the company retirement pension plan offers another 30 % and many of us do not have one. It is up to individuals to invest wisely short and long term in order to [...]

Personal Finance and Money Management 41 – How to Choose Between Rrif and Anuity for Your Rrsp

Personal Finance and Money Management 41 – How to Choose Between Rrif and Anuity for Your Rrsp Remember that the government only represents about 30% of our retirement income, the company retirement pension plan offers another 30 % and many of us do not have one. It is up to individuals to invest wisely short [...]

Personal Finance – How to Determine Your Income

Personal Finance – How to Determine Your Income Are you the one that determines your income? If your answer is no, then it means you are in employment. We may claim that this is not true, but think of this, whenever you do a good job your boss may offer you a bonus, but he [...]

Money Budgeting-The Key To Sound Personal Finances

Money Budgeting-The Key To Sound Personal Finances The key to a happy, successful life is money management.       Making a large amount of money means nothing if those funds are not properly managed.  One must learn to live within their means.  This means not spending more than you make, and making sure that expenses [...]

Get to know abut Green Products and Green Investments – Green Personal Finance

Get to know abut Green Products and Green Investments – Green Personal Finance We all know that going green is good to Mother Nature. It’s good to conserve energy and help save the dying planet. Yes, the planet is slowly dying because of our deeds. Men have been polluting the atmosphere like never before and [...]

Personal Finance & Debt – What Do You Really Own?

Personal Finance & Debt – What Do You Really Own? Think about your house, your car and your assets, did you pay for it in cash or do you have a loan or credit card for it? Many people don’t seem to understand the concept of what you own vs. what other people own, which [...]

Personal Finance ? Five Simple Steps on How to Deal with Suspected Credit Card Fraud

Personal Finance ? Five Simple Steps on How to Deal with Suspected Credit Card Fraud You do not want to pay for something that you didn’t purchase. That is your hard-earned money we are talking about. However, there are those unfortunate and unforeseen situations where suspicious transactions suddenly pop up in your online or monthly [...]

Personal Finance ? Three things to Do if You’re a Student and You’re Also Broke

Personal Finance ? Three things to Do if You’re a Student and You’re Also Broke With the increasing cost of education, the life of a student is never easy. With meager support from parents or scholarship plans, a student often has to find some other means to get necessary funding. But what happens when it [...]

Personal Finance – Top Three Things to Check Before Accepting A Zero APR Credit Card Offer

Personal Finance – Top Three Things to Check Before Accepting A Zero APR Credit Card Offer The level of competition between credit card companies is getting fiercer than ever. Thus, more than just a few of them offer promotions which seem to be too good to be true. Furthermore, one of their most popular strategies [...]